infiniFi Raises $3M Seed Led by Electric Capital for On-Chain Banking Protocol

infiniFi Closes $3M Seed Round

infiniFi, an on-chain banking protocol, has raised $3 million in seed funding. The round was led by Electric Capital.

Investors

The seed round included participation from:

• Electric Capital (lead)
• Generative Ventures
• Fasanara Capital
• The Rollup Ventures
• 4th Revolution Capital
• New Form Capital
• 2Square
• DCF GOD

What infiniFi Does

infiniFi is an on-chain banking protocol that automates fractional-reserve-style deployment of depositor capital across crypto-native DeFi protocols and institutionally managed private credit to generate yield.

The protocol has been live since June 2025 across Ethereum, Arbitrum, Katana and Base. According to the company, it has generated over $9 million in yield.

infiniFi integrates with partners including Ethena, Pendle, Morpho, Aave and Fasanara Capital.

Team and Product Direction

The company operates as a remote team led by founder and CEO Rob Montgomery. The team is building infiniFi Prime, a product intended to bring on-chain returns to neobanks and consumer financial apps.

Why It Matters

infiniFi sits at the intersection of two trends: the maturation of DeFi yield infrastructure and the growing appetite among consumer-facing financial platforms for on-chain return products. By automating the deployment of depositor capital across both crypto-native protocols and institutionally managed private credit, the protocol positions itself as a yield layer that can be embedded into other financial applications.

The multi-chain footprint — Ethereum, Arbitrum, Katana and Base — gives the protocol distribution across several of the largest and fastest-growing on-chain ecosystems. Its integration roster, which includes Ethena, Pendle, Morpho, Aave and Fasanara Capital, spans stablecoin yield, yield trading, lending markets and private credit.

The Road Ahead

The seed funding follows a period of live operation since June 2025 and comes as the team builds infiniFi Prime. That product direction points toward business-to-business distribution, with neobanks and consumer financial apps as the target channel for on-chain returns.

For a seed-stage protocol, infiniFi already reports meaningful traction in the form of cumulative yield generated and a broad set of integrations. The new capital is expected to support continued development of the protocol and the Prime product line.

Summary

• Company: infiniFi
• Round: Seed
• Amount: $3,000,000 USD
• Lead investor: Electric Capital
• Additional investors: Generative Ventures, Fasanara Capital, The Rollup Ventures, 4th Revolution Capital, New Form Capital, 2Square, DCF GOD
• Sector: On-chain banking / DeFi yield
• Live since: June 2025
• Chains: Ethereum, Arbitrum, Katana, Base
• Founder and CEO: Rob Montgomery