Prism Data is a New York-based financial technology company that powers cash flow underwriting: it turns consumers' and small businesses' bank transaction data into credit risk scores, income estimates and transaction categorizations that lenders use for credit decisions. Its flagship CashScore credit score is distributed through partners including Equifax, Plaid and LexisNexis, and its clients include major lenders such as Synchrony and Citi alongside leading fintech lenders and digital banks. Originally built inside credit-card startup Petal as its B2B data arm, Prism Data was spun out as an independent company in 2023 and has spent more than a decade developing its transaction-data analytics.
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Oct 19, 2026
Latest raise
Funding activity · 1 round
Oct 19, 2026
$20M
Series A
Led by Story Ventures
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