Matters is a Stockholm-based startup building an AI-native consumer bank that pairs neobank services with an AI Advisor offering personalised spending and savings guidance. It charges a flat monthly subscription and returns revenue streams banks typically keep, such as interchange and foreign-exchange fees, to users as cashback, aiming to make financial wellbeing accessible beyond customers who already have it. Founded by Per Osterstrom, the company emerged from stealth in October 2026 with a $5M pre-seed and expects to launch its first consumer product across the EU.
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Oct 15, 2026
Latest raise
Funding activity · 1 round
Oct 15, 2026
$5M
Pre-Seed
Led by Jakob Johansson
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