dividend-investing_skill
- Rust
7
GitHub Stars
1
Bundled Files
2 months ago
Catalog Refreshed
4 months ago
First Indexed
Readme & install
Copy the install command, review bundled files from the catalogue, and read any extended description pulled from the listing source.
Installation
Preview and clipboard use veilstrat where the catalogue uses aiagentskills.
npx veilstrat add skill louloulin/claude-agent-sdk --skill dividend-investing- SKILL.md1.5 KB
Overview
This skill analyzes dividend investing opportunities to balance current income with long-term growth. It evaluates yield, payout safety, dividend growth history, and cash-flow coverage to produce a composite score and actionable recommendations. The skill is implemented as a Rust-based agent module for fast screening and deeper portfolio optimization. It’s designed for investors who want structured, repeatable dividend analysis.
How this skill works
The skill computes core metrics: dividend yield, payout ratio, dividend growth (years and CAGR), and free-cash-flow coverage. It scores each stock across yield, safety, growth, and sustainability to create a 0–100 composite. Users can run quick screens, request deep dives on individual tickers, or get portfolio-level optimization suggestions that balance yield and risk. Results include warnings for common red flags like unsustainably high yields or payout funded by debt.
When to use it
- When screening for high-yield dividend candidates
- To validate dividend safety before buying a position
- When assessing dividend growth and compounding potential
- To rebalance a portfolio for income versus growth trade-offs
- Before adding cyclical or unusually high-yield stocks to a dividend portfolio
Best practices
- Check payout ratio and free cash flow coverage together rather than yield alone
- Require at least several years of consistent dividend growth for growth-focused strategies
- Adjust minimum safety thresholds by sector—utilities vs tech differ
- Watch for large one-time special dividends or debt-funded payouts
- Use the composite score as a starting point, then perform qualitative checks on management and competitive moat
Example use cases
- Quickly screen an ETF or watchlist for stocks with yield >4% and payout ratio <70%
- Run a deep analysis of a single ticker to get yield, payout, FCF coverage, growth CAGR, and composite score
- Compare two income portfolios by aggregate safety and expected forward yield
- Optimize a portfolio target that raises average yield while keeping safety score above a set threshold
- Flag holdings where dividend appears unsupported by operating cash flow
FAQ
The composite score combines normalized sub-scores for yield, safety, growth, and sustainability to provide a single comparative metric (0–100). Higher is generally better but interpret with context.
Why can a high dividend yield be dangerous?
An unusually high yield often signals a falling share price or payout stress. It may indicate temporary boosts or payouts funded by debt, so check payout ratio and free cash flow coverage before assuming sustainability.
